ISBA Quote, Financials, Valuation and Earnings

Blue Ridge Bankshares has a net margin of 22.48% compared to Isabella Bank's net margin of -1.97%. Isabella Bank's return on equity of 7.06% beat Blue Ridge Bankshares's return on equity of -4.28%.

Isabella Bank has a consensus price target of $37.50, signalling upside risk potential of 21.44%. On the other hand Blue Ridge Bankshares has an analysts' consensus of -- which suggests that it could fall by --. Given that Isabella Bank has higher upside potential than Blue Ridge Bankshares, analysts believe Isabella Bank is more attractive than Blue Ridge Bankshares.

Isabella Bank has a beta of 0.211, which suggesting that the stock is 78.887% less volatile than S&P 500. In comparison Blue Ridge Bankshares has a beta of 0.778, suggesting its less volatile than the S&P 500 by 22.156%.

Isabella Bank has a quarterly dividend of $0.28 per share corresponding to a yield of 3.63%. Blue Ridge Bankshares offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Isabella Bank pays 58.66% of its earnings as a dividend. Blue Ridge Bankshares pays out -- of its earnings as a dividend. Isabella Bank's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Isabella Bank quarterly revenues are $17.6M, which are smaller than Blue Ridge Bankshares quarterly revenues of $22.1M. Isabella Bank's net income of $3.9M is higher than Blue Ridge Bankshares's net income of -$434K. Notably, Isabella Bank's price-to-earnings ratio is 15.68x while Blue Ridge Bankshares's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Isabella Bank is 3.35x versus 2.94x for Blue Ridge Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

OptimumBank Holdings has a net margin of 22.48% compared to Isabella Bank's net margin of 36.31%. Isabella Bank's return on equity of 7.06% beat OptimumBank Holdings's return on equity of 15.42%.

Isabella Bank has a consensus price target of $37.50, signalling upside risk potential of 21.44%. On the other hand OptimumBank Holdings has an analysts' consensus of $5.00 which suggests that it could grow by 8.93%. Given that Isabella Bank has higher upside potential than OptimumBank Holdings, analysts believe Isabella Bank is more attractive than OptimumBank Holdings.

Isabella Bank has a beta of 0.211, which suggesting that the stock is 78.887% less volatile than S&P 500. In comparison OptimumBank Holdings has a beta of 0.473, suggesting its less volatile than the S&P 500 by 52.678%.

Isabella Bank has a quarterly dividend of $0.28 per share corresponding to a yield of 3.63%. OptimumBank Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Isabella Bank pays 58.66% of its earnings as a dividend. OptimumBank Holdings pays out -- of its earnings as a dividend. Isabella Bank's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Isabella Bank quarterly revenues are $17.6M, which are larger than OptimumBank Holdings quarterly revenues of $10.7M. Isabella Bank's net income of $3.9M is higher than OptimumBank Holdings's net income of $3.9M. Notably, Isabella Bank's price-to-earnings ratio is 15.68x while OptimumBank Holdings's PE ratio is 3.45x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Isabella Bank is 3.35x versus 1.23x for OptimumBank Holdings. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 22.48% compared to Isabella Bank's net margin of 32.4%. Isabella Bank's return on equity of 7.06% beat Park National's return on equity of 12.97%.

Isabella Bank has a consensus price target of $37.50, signalling upside risk potential of 21.44%. On the other hand Park National has an analysts' consensus of $172.67 which suggests that it could fall by -2.95%. Given that Isabella Bank has higher upside potential than Park National, analysts believe Isabella Bank is more attractive than Park National.

Isabella Bank has a beta of 0.211, which suggesting that the stock is 78.887% less volatile than S&P 500. In comparison Park National has a beta of 0.821, suggesting its less volatile than the S&P 500 by 17.866%.

Isabella Bank has a quarterly dividend of $0.28 per share corresponding to a yield of 3.63%. Park National offers a yield of 2.39% to investors and pays a quarterly dividend of $1.07 per share. Isabella Bank pays 58.66% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Isabella Bank quarterly revenues are $17.6M, which are smaller than Park National quarterly revenues of $130.1M. Isabella Bank's net income of $3.9M is lower than Park National's net income of $42.2M. Notably, Isabella Bank's price-to-earnings ratio is 15.68x while Park National's PE ratio is 18.27x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Isabella Bank is 3.35x versus 5.47x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 22.48% compared to Isabella Bank's net margin of 24.09%. Isabella Bank's return on equity of 7.06% beat Tompkins Financial's return on equity of 10.46%.

Isabella Bank has a consensus price target of $37.50, signalling upside risk potential of 21.44%. On the other hand Tompkins Financial has an analysts' consensus of $72.50 which suggests that it could grow by 7.19%. Given that Isabella Bank has higher upside potential than Tompkins Financial, analysts believe Isabella Bank is more attractive than Tompkins Financial.

Isabella Bank has a beta of 0.211, which suggesting that the stock is 78.887% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.902, suggesting its less volatile than the S&P 500 by 9.793%.

Isabella Bank has a quarterly dividend of $0.28 per share corresponding to a yield of 3.63%. Tompkins Financial offers a yield of 3.65% to investors and pays a quarterly dividend of $0.62 per share. Isabella Bank pays 58.66% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Isabella Bank quarterly revenues are $17.6M, which are smaller than Tompkins Financial quarterly revenues of $81.7M. Isabella Bank's net income of $3.9M is lower than Tompkins Financial's net income of $19.7M. Notably, Isabella Bank's price-to-earnings ratio is 15.68x while Tompkins Financial's PE ratio is 13.16x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Isabella Bank is 3.35x versus 3.17x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.